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| Secured credit cards start by requiring a prepaid deposit, but as you continue to make payments on time you will earn a credit amount beyond your prepaid balance. These cards are ideal for first time credit card users! |
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| CREDIT CARD OFFERS FOR PEOPLE WITH NO CREDIT HISTORY |
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Secured Credit Cards |
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Orchard Bank MasterCard® Secured |
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The Orchard Bank MasterCard® Secured, issued by HSBC Bank Nevada, N.A., is designed for those with a limited or poor credit history. [full review] |
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Intro APR |
Intro Period |
Applies To |
Regular APR |
Annual Fee |
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n/app |
n/a |
Purchases |
APR Varies* |
$35** |
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New Millennium Bank Secured Platinum Visa®/MasterCard® |
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The New Millennium Bank Secured Platinum Visa®/MasterCard®, issued by New Millennium Bank, is designed for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card. [full review] |
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Intro APR |
Intro Period |
Applies To |
Regular APR |
Annual Fee |
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No Introductory Rate Available |
n/a |
None |
19.5% |
$59 |
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